Checking Fees
Switch to Alaska USA and save!
Find out how much you can save by switching to Alaska USA.
It's easy to with the Alaska USA Check here switch kit.
Account maintenance
| The following fees will not be assessed if the indicated minimum balance or other account conditions are met. |
| Convenience Checking:
- If direct deposit is discontinued |
$5.00 per month |
| Relationship Checking:
- If daily share or loan balance falls below $500.00 during the calendar month
- Minimum daily balance requirement to avoid fee is waived if member is less that 26 years of age. |
$5.00 per month |
| Investor Checking:
- If daily balance falls below $1000.00 during the calendar month |
$5.00 per month |
| Business Checking:
- If daily balance falls below $1000.00 during the calendar month
- Minimum daily balance fee is waived for noprofit organizations and associations |
$5.00 per month |
| Interest On Lawyer Trust Account (IOLTA):
- Requires business checking account |
no charge |
| Real Estate Trust Checking:
- Requires business checking account |
no charge |
Activity
| Business Checking:
- Per item fee for total checks deposited to any share account and/or paid
from a Business Checking account:
First 100 per calendar month
101 to 500 per calendar month
501 and greater per calendar month
|
no charge
$.10 per item over 100
$.08 per item over 500 |
| Activity fee charged to an open Savings or Money Market Account if Business Checking Account is not open at calendar month end. |
Checking account services
| Check order:
- Check printing fee depends on style of check ordered
- Order checks & accessories.
A larger range of check designs is available when you order online through UltraBranch |
varies per order |
| Overdraft protection fee:
- Transfer from a Share or Premium Savings, or a Money,
Super, or Jumbo Money Market Account.
- Transfer from a Credit Line in excess of three (3)
per calendar month. |
$5.00 per transfer |
| Special item processing fee:
- Fee may be charged if member fails to take corrective action following
Special Item Processing notifications |
$2.00 per item |
| Stop payment fee:
- Per request of one or one series of items |
$15.00 per request * |
* Fee not assessed for transactions through
UltraBranch®
(self-service centers, internet, or telephone interactive
voice response). |
Special handling
| Check copy:
- First five (5) copies per account statement period are FREE |
$1.00 per item * |
| NSF:
- Check or other debit returned unpaid for lack of sufficient funds, check or other debit presented and paid as a courtesy against insufficient funds, or debit card transaction authorized and paid against insufficient funds pursuant to the credit union's overdraft services agreement
NSF fee is waived if a check or other debit is paid as a courtesy, or pursuant to the credit union's overdraft services agreement, and such payment overdraws the account less than $20.00. |
$20.00 per item |
| NSF ACH Bill Payment:
- Additional CheckFree charge for ACH bill payment returned for lack of sufficient funds. |
$20.00 per item |
| Returned item fee:
- Member-negotiated, unpaid item issued by member
- Member-negotiated, unpaid item issued by another party
- Member-negotiated, unpaid item through shared branch transaction |
$15.00 per item
$ 5.00 per item
$20.00 per item |
* Fee not assessed for transactions through
UltraBranch
(self-service centers, internet, or telephone interactive
voice response). |
UltraBranch Bill Pay
| UltraBranch Bill Pay:
- Up to 15 bills paid per calendar month
- Each additional bill payment per calendar month
- If no bills paid during the calendar month
|
no charge
$.40 each
$5.95 per month |
| ACH maintenance: |
$25.00 each month ACH is used |
| ACH returned item: |
$5.00 per item |
| ACH transaction:
- First 100 per calendar month
- Over 100 per calendar month |
no charge
$.05 per item over 100 |
| Bill Pay: Per calendar month |
$5.95 unlimited items |
| Domestic bank wire: |
$10.00 per wire |
|
