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Consumer Loan Rates

Learn about Alaska USA consumer loans and credit cards and how to apply.

Special vehicle loan rates available when you apply online!

Rates as of 2/6/2012

Vehicle Loans

  Annual
Percentage Rate
Auto and Truck (new)
  6-48 Months 3.000% - 17.900%(1)
  49-60 Months 3.000% - 17.900%(1)
  61-72 Months 3.250% - 17.900%(1)
  73-84 Months 3.750% - 17.900%(1)
  85-96 Months 7.250% - 17.900%(1)
Auto and Truck (used)
  6-48 Months 3.000% - 17.900%(1)
  49-60 Months 3.000% - 17.900%(1)
  61-72 Months 3.250% - 17.900%(1)
  73-84 Months 3.750% - 17.900%(1)
  85-96 Months 7.250% - 17.900%(1)
Motorcycle and Off-road Vehicles
  6-72 Months 5.250% - 16.350%(1)
  73-84 Months 5.500% - 13.500%(1)
Recreational Vehicle (RVs)
  6-144 Months 5.750% - 12.000%(1)
  145-180 Months 6.500% - 12.750%(1)
  181-240 Months 7.250% - 13.500%(1,2)
Pickup Camper Combination
  6-120 Months 7.250% - 10.750%(1)

Other Secured

  Annual
Percentage Rate
Aircraft
  6-240 Months 7.050% - 10.050%(1,2)
Boats and Vessels
  6-120 Months 6.250% - 14.500%(1)
  121-180 Months 6.750% - 15.000%(1)
  181-240 Months 7.250% - 15.500%(1,2)
Pianos & Organs
  6-84 Months 9.450% - 14.450%(1)
Miscellaneous Equipment
  6-84 Months 9.450% - 13.450%(1)
Personal Computers
  6-48 Months 11.450%
Pledge of Certificates (Percent Above Certificate Rate) 2.000%
Pledge of Shares
  0-24 Months 2.350%
  25-60 Months 3.350%
  61-144 Months 4.350%

Credit Cards and Unsecured Loans

  Annual
Percentage Rate
Credit Cards
  Visa Platinum10.5%, 12.5%, 14.5%(1)
  Visa Platinum Secured 14.500%
  Extra Credit Contact Card Services
Credit Line (unsecured) 13.500%
Signature and Comaker
  6-36 Months 14.900%

(1) Interest rate is dependent upon the credit qualifications of the borrower(s).

(2) A balloon payment for the balance owed is due 180 months from the loan date.